Should you wait to make a difference?
If you’re committed to making a difference with your career, you may well find that there is a tension between doing good now and laying the groundwork for doing good later.
For example:
- Next year, you have two choices. You could work for an effective charity, making an immediate difference to its beneficiaries. Or you could go to graduate school and build up your career capital, (hopefully) allowing you to have a larger impact later.
- Alternatively, say you have a substantial sum of money. You could give it today, or you could invest it, allow it to grow, and then give the larger amount later.
How can you go about deciding between these options? Here we present a summary of our findings. The full research has been published by Oxford University’s Global Priorities Project.
Summary of our findings

Summary: should you donate money now or later?
First, focus on saving enough to live for at least six months with no income, then start saving a reasonable amount for retirement (typical advice is 15% of income) and paying down any high interest rate debt. During this period, aim to give 1% so you stay engaged with giving and keep learning about which charities are most effective.
After that, whether to give now or later depends on a couple of factors.
How much should you believe the numbers in figures like this?










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